90 Days

90 Days

Tomorrow marks Kevin’s first 90 Days with the new company! In those 90 days he’s made more than half of what he was making with the last company for an entire year.

The last 90 days have been rough. Some days are better than others, but we’re doing okay. It was a huge adjustment when he left in November for training. The older three were very upset, Connor especially. I did my best to reassure him that things will workout and we’ll be better than ever once we have our dream home.

Financially we’re doing way better than we were. Three credit cards have a zero balance, #4 will be paid off this month, at least 3 more credit cards will be paid off with our tax return, along with our personal loan. That leaves us with 4 credit cards to pay off.

We’re putting $500 extra a month on the card with the highest interest first. Soon enough we’ll be out from under our credit card debt. Then we can pay down/off my student loans.

I don’t mean to brag, but it’s so nice to see money in the bank and it’s nice to see that just one of Kevin’s paychecks each month covers the entire months bills including “his” Maryland house (that my in-laws live in).

During the last 90 days, I’ve wanted to blow money like there is no tomorrow. But I’ve had to reign myself in, bills come first. Once all the bills are paid in full and money is put in the kids savings accounts, then we can spend some money on ourselves. It feels so good to be able to start our kids off on the right foot. We’re already teaching them the importance of saving their money (we let them splurge a little bit), but not with their money. We use ours on the splurge items, but they think we took the money for it out of their accounts. Once they are old enough to get jobs, we’re going to be teaching them to save the majority of their paychecks, while setting aside 25% of it to use for activities, shopping, etc.

Wow, I always manage to end up off topic. I guess I just have so much to say, because I spend so much time at home with little people that I just open up on my blog(s).

So we the Delancey family are on our way (rapidly) to paying off debts and that much closer to our dream home! Eekkkk! You have no idea how excited I am to be saying that! Eight to ten years ago, I never would have dreamed that I’d be able to purchase a house. But here we are, on the doorstep of home ownership. It feels amazing to say that.

Once we have our dream home, everything else will fall into place.
So many goals, so many dreams. We’re so close to getting everything in order and having the life we were meant to have together.

Well since I’m just rambling now, I’d better wrap this up. I have somethings to do before I forget… Laundry, YouTube Video Planning, etc.

I hope everyone who reads this blog has a wonderful week and comes back to see how things are going soon!


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