Tag Archives: Moving

One Week Away

OMG! We are one week away from closing! Just 7 whole days until we sign our lives away for the next 30 years (our goal is to pay it off sooner, but we’ll work on that later). My anxiety about large purchases is kicking in. Anytime I’m faced with making a purchase over $2,000 I get a little anxious and then my stomach ends up in knots. Considering this is a purchase that totals up to way more than $2,000  I am really at a place where I constantly feel stressed, sick, anxious, etc. I’m ready for this to be over, so I can start feeling better. We’ve been on this roller coaster ride since March 11.

Since March 11th, we’ve had a ton of stress from the crap with Navy Federal, then having to switch banks on May 2nd. In 3 weeks, we’ve gotten everything done and ready for closing. We’re just one week away and yet it feels like an eternity.

I’m ready to be moving to Loudoun County. It’s probably one of the more expensive areas that we could have lived in, but it’s a good place for our kids to grow up. The schools are great. But property taxes are outrageous.

I’m waiting for the bank to update the loan tracker, so I can see what point we’re at in the game. We’ve got an estimated cost of $1,600 that will be needed for closing. So we’ll need to get a Cashier’s Check before we meet up for closing.

There are no words for how excited I really am about being a homeowner by this time next week. There are so many things that need to be done. I need to find the number for the electric company so we can start service in our names, then we need to get cable setup, and I need to get a flooring company out to give us a quote for hardwood floors in the basement. I don’t want carpet, so I need to get rid of it ASAP!

There are so many feelings running around in my head that I can’t even think straight. I’m just ready. Ready for things to get back to normal. Well, our new normal. I know that shortly after we get the house, Kevin will be traveling for work. So I’ll be home caring for the kiddos, getting them enrolled in their new schools, etc.

Well, this will most likely be the last post I make until we’ve gotten settled into the house and have internet.

Wish us luck with traveling with our 5 kids. Nothing can prepare you for such a stressful thing like that.

Twitter
Instagram
YouTube
Pinterest
Facebook

cropped-cropped-dream-home-color.jpg


Remaining Stagnant

For the last 2 years, I have been in this funk or a rut. I feel like I am remaining stagnant. The longer I am here, the more I feel like I am unable to get out of this funk. I feel alone here. I feel tired. I just don’t feel myself. By remaining stagnant, I am not helping my children. I’m tired of submitting to this awful feeling.

So what does remaining stagnant have to do with anything? Well, I’m currently conditioning my mind to start over with our move, our new house, and all the space we’ll have available to us.

I’m really looking forward to being in Loudoun County. The schools in our area have great ratings. So I’m looking forward to them getting settled in and growing roots for the first real time in their lives. We know our house isn’t our dream home, so this is just a starter home. We plan on being there for about 10 to 12 years, while paying off the house. Once we’ve paid it off, we can use it for rental income and we can then move forward to buying our dream home (even if that means that we have to have one built for us).

I’m already trying really hard to eat better, but that really isn’t going to do much for me if I’m not active. Being here has ruined any kind of motivation I’ve had to lose weight, to better myself as an individual, etc. So I’m ready to get moving and get this show on the road. For the sake of my children I need to get back to the old me. I cannot keep on this path of remaining stagnant, my kids deserve the best.

By starting fresh in a new place, I’ve got to explore. I’ll be setting up a small home gym in the garage. Treadmill, punching bag, weight bench, free-weights, etc. All of which I have either in storage or my brother has offered to me since he is not using them anymore. So I have no reason not to workout once we move and I set everything up. I just will have to get up at 4am with Kevin. I’ll be working out and he’ll be getting ready for work.  I’ll be able to take my laptop out to the garage for some music and/or to use for BeachBody Workouts Videos.

I’ll also be spending more time doing things other than sitting on my butt. I have to be more active if I wish to lose weight and keep it off. I have to eat healthier and actually stop skipping meals. So I’ve already got containers for meal prepping, I have two digital kitchen scales to weigh my proteins for breakfast, lunch and/or dinner. I have a Ninja Blender to make shakes. I’m doing everything I can to set myself up for success from the get go. We just have to get into our new home. If I start out on the right foot, then I think I’ll be able to keep myself on track.

We’re going to cut back on eating out (me not wanting to cook, so I order pizza) and also cut way back on my soda consumption. I’m also going to start buying a massive amount of fresh veggies and shrimp, so I can steam them daily for my lunches and dinners. Basically, I’m doing everything I can to keep myself motivated and preparing for the changes ahead.

There will be no option for me to allow myself the opportunity to continue to remain stagnant. I am moving away from this place and cannot wait to reunite with our family. We’re moving on to bigger and better things. I’m moving on to a better and healthier me! I just have to survive the next few weeks of “torture” and then we should be smooth sailing.

I know that there will be a time where I post a “before & after” photo. But I will probably also post during photos! But only time will tell. At this time, I cannot make any promises, as I don’t want to let anyone down.

Twitter
Instagram
YouTube
Pinterest
Facebook

cropped-cropped-dream-home-color.jpg


Under Contract

I know that I shouldn’t jinx it, but we put in a contract on a house before Kevin left for Canada on March 28th. While he was still in Virginia, I found a phenomenal buyers agent, who just so happens to be a husband and wife team licensed in several states, Virginia being one of them. They met with him the same day I called to talk to them. So our house (which isn’t our dream home or our forever home) is UNDER CONTRACT! EKKKK!

CC License: http://stockarch.com/users/stockmediacc

Creative Commons License: http://stockarch.com/users/stockmediacc

It was such a pain in the ass. I had to print, sign, scan and email back all the documents, then Kevin had to sign them. We were doing all this stuff over video chat. Kevin and the realtors took me on a tour of the house via Verizon’s HD Video Calling. I love how technology has evolved since I was a kid. So I got to see the whole house without being there. We had originally planned to have them go see two other houses, but one had a contract submitted earlier in the week, the listing just hadn’t updated online. So we were down to two houses to look at. While Kevin was with them discussing the other property we were interested in, they already had shown the property to someone recently and said that the house had a musty odor. Now those that don’t know, Kevin worked for a general construction company doing home remodeling. So he knows without even going to the house that there was potential mold issues with the 2nd property we were interested in. SO … they just went ahead and looked at our 1st choice in houses and we decided that it would be best for us to go with the first house. Great location, great schools, close to Kevin’s office (within his 30 mile travel allowance for work). We’ll be close enough to travel and see both of our families within 2 hours; depending upon traffic of course. Ugh, we just moved from the NoVA area almost 2 years ago and now we’re heading back there willingly. It seems like we can’t stay away from Virginia. Ha ha ha.

The house needs a little bit of work, nothing that Kevin, the kids and I can’t handle. Mostly some drywall work, some trim work, and could use some new appliances. We’ll have a yard. In fact we have enough land to have a small veggie and fruit “garden”, plus the property already has a flower garden near the front of the house. I think we’re going to have a raised fruit bed and a raised garden for potatoes. If anyone knows me, they know the way to my heart is potatoes. I love mashed, fries, hash browns, baked potatoes, au gratin potatoes, etc. Having my own potato garden will be nice. It will save us a little bit of money in the long run and we’ll have fun teaching the kids how to grow their own food.

Now obviously, nothing is set in stone yet as we haven’t gone to closing. Just putting this out there, that we have a house under contract it all makes me extremely anxious. Financially we are all good to go, just continuing to do what we’ve been doing. Paying off and/or down credit cards, our personal loan, my student loans and then putting money in savings. Every little bit helps.

Five years ago, I never would have thought our lives would have changed so much in such a short period of time. Kevin and I are about to celebrate our 5th Wedding Anniversary (most likely via Skype as he’ll still be in Canada) in TWO DAYS! Holy cow where has the last 5 years gone. It feels like yesterday when I married my best friend. In that 5 year time frame, we have had two kids together, his military career was cut short due to budget cuts and troop draw down, he took the first job he could get regardless of the fact that it paid 52% less than his military pay (including his BAH). Now Kevin’s got his dream job, we’re getting ready to close on a house this Spring/Summer. The kids finish up school here in May, so we plan on trying to close on the house before the next school year starts, just getting Kevin the time off to help me pack and move our things is going to be the hard part. We’ve just got to keep our fingers crossed and not do anything stupid…like go out and apply for new credit cards, car loans, or anything like that.

I’ve been so anxious about this house being under contract that when I got the email notification that the house we put in the contract for was now under contract, my heart sank. Ha ha ha. It took me a minute to realize that it was us. I was just so stressed out and it was a momentary lapse of mental clarity, or maybe I just needed more sleep. I found it funny and when I told Kevin, he laughed at me. So I guess it was a “blonde moment”.

I used to say that life was always good, even when things were bad. Why? Because I felt that if I continued to remain positive that things would get better. Life really has been good the last 5 months and it’s just getting better.

Please keep checking back for updates. I know that in the future we’ll (Kevin and I) will be posting some DIY videos or just vlogs on our vlog channel. It will obviously take a few months for us to get to that point. We scheduled closing for sometime in June to give us time to pack and move the things we have here with us, but that could change. We may try to move it up a little bit, especially since the kids are almost done with this school year.

Well I’ve got some cleaning to do. I’m also going to start purging kids clothes that don’t fit or we just don’t need. No need to keep things that aren’t useful for our family. Who knows maybe I can sell the items on eBay to make a few bucks to put towards credit card bills. Anything to put us in a better financial situation!

Please keep your fingers crossed for us, we’re finally moving forward with our lives. It took a little longer than expect to get back on our feet, but we’re thankful for the people who have helped us along the way.

Don’t forget to follow us on social media.

Twitter
Instagram
YouTube
Pinterest
Facebook cropped-dream-home-color.jpg


90 Days

Tomorrow marks Kevin’s first 90 Days with the new company! In those 90 days he’s made more than half of what he was making with the last company for an entire year.

The last 90 days have been rough. Some days are better than others, but we’re doing okay. It was a huge adjustment when he left in November for training. The older three were very upset, Connor especially. I did my best to reassure him that things will workout and we’ll be better than ever once we have our dream home.

Financially we’re doing way better than we were. Three credit cards have a zero balance, #4 will be paid off this month, at least 3 more credit cards will be paid off with our tax return, along with our personal loan. That leaves us with 4 credit cards to pay off.

We’re putting $500 extra a month on the card with the highest interest first. Soon enough we’ll be out from under our credit card debt. Then we can pay down/off my student loans.

I don’t mean to brag, but it’s so nice to see money in the bank and it’s nice to see that just one of Kevin’s paychecks each month covers the entire months bills including “his” Maryland house (that my in-laws live in).

During the last 90 days, I’ve wanted to blow money like there is no tomorrow. But I’ve had to reign myself in, bills come first. Once all the bills are paid in full and money is put in the kids savings accounts, then we can spend some money on ourselves. It feels so good to be able to start our kids off on the right foot. We’re already teaching them the importance of saving their money (we let them splurge a little bit), but not with their money. We use ours on the splurge items, but they think we took the money for it out of their accounts. Once they are old enough to get jobs, we’re going to be teaching them to save the majority of their paychecks, while setting aside 25% of it to use for activities, shopping, etc.

Wow, I always manage to end up off topic. I guess I just have so much to say, because I spend so much time at home with little people that I just open up on my blog(s).

So we the Delancey family are on our way (rapidly) to paying off debts and that much closer to our dream home! Eekkkk! You have no idea how excited I am to be saying that! Eight to ten years ago, I never would have dreamed that I’d be able to purchase a house. But here we are, on the doorstep of home ownership. It feels amazing to say that.

Once we have our dream home, everything else will fall into place.
So many goals, so many dreams. We’re so close to getting everything in order and having the life we were meant to have together.

Well since I’m just rambling now, I’d better wrap this up. I have somethings to do before I forget… Laundry, YouTube Video Planning, etc.

I hope everyone who reads this blog has a wonderful week and comes back to see how things are going soon!

Twitter
Instagram
YouTube